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895-B Country Club Road, Suite 100, Eugene, OR 97401

541-833-5020
chad.walton@lpl.com
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Your Local Financial Planning Team in Eugene - Willamette Valley & St. Louis
Your Path. Clearly Guided.

Retirement raises a hundred questions that rarely have a single right answer, and the difference between guessing and knowing usually comes down to who is reading the terrain alongside you. That guidance is the difference we make for your family.

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What We Do
Understanding What Matters to You

For most families, the real questions behind their finances are about the life they want to build and the people they care for. We partner with you through the long arc of retirement, from the planning years through the day you stop working to the life you pictured all along. Part of that work is spotting the blind spots you can't see on your own - to keep you from stumbling while you're focused on living.

Who We Help

Pre-Retirees

Pre-Retirees

 Those a few years out who want a clear read on where they really stand.

Newly Retired Families

Newly Retired Families

Those turning a lifetime of savings into income that has to last for decades.

Women Navigating Transition

Women Navigating Transition

Those newly divorced or widowed and taking hold of financial decisions, often for the first time.

Legacy-Minded Households

Legacy-Minded Households

Those focused on protecting what they’ve built and passing it on well.

How We Work

One Clear Path Forward 
Every strong financial plan has many moving parts that must work together. We bring your investments, income, taxes, and long-term goals into a single coordinated plan.

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Comprehensive Wealth Management 

Stuff happens. We'll help you spot the areas where your plan might be vulnerable and build in some flexibility for life's surprises.

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Retirement Planning and Income Strategies 

Turning decades of savings into steady, dependable income designed to carry you through a long retirement.

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Tax-Efficient Planning

Weaving tax awareness into everyday decisions so you keep more of what you’ve worked to build.

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Wealth Preservation and Long-Term Care

Shielding your progress from the setbacks, health events, and downturns that can undo years of careful saving.

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Legacy Planning

Bringing your intentions into clear focus, so your family is cared for exactly as you planned.

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Who We AreA New Name Carrying Decades of Guidance

Who We Are
A New Name Carrying Decades of Guidance

Cairn Ridge brings together advisors with more than fifty years of combined experience helping families confidently make their biggest financial decisions. We are advisory fiduciaries,  with no ties to a bank or fund company, so nothing comes between our advice and what’s best for you.

Our Process
How We Work Together

Good guidance is more than a one-time event—it’s a relationship that adjusts as your life changes.  Our process is built to keep your plan current for years to come.

Step 1
Listen and Discover

We start by understanding what matters to you—your goals, your circumstances, and what keeps you up at night.

Step 2
Build and Implement

Next, we build a tailored plan for your situation and bring it to life.

Step 3
Review and Adjust

Going forward, we monitor progress and revisit your plan regularly, keeping you on course as things change.

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Our ResourcesRecent Highlights

Our Resources
Recent Highlights

We share articles and insights to help you think about money and life in new ways. Take a look at what's been on our minds lately.

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What You Need to Know About Social Security

What You Need to Know About Social Security

Every so often, you'll hear about Social Security benefits running out. But is there truth to the fears, or is it all hype?
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How Retirement Spending Changes With Time

How Retirement Spending Changes With Time

It can be difficult for clients to imagine how much they’ll spend in retirement. This short, insightful article is useful.
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Contact Us
Let's Start With a Conversation

The clearest way to find out whether we’re the right fit is simply to have a conversation, with no pressure and no obligation on your part.  Let’s talk and take a look at where you stand and where you want to go.

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